Consumer Interest, Assistance & Protection 

Agency | Alphabetical | Topic
Air Travel Discrimination Housing Recreation.GOV
American Flag Disasters Aid HUD Refunds $ Recreation Safety
Atlas - USA Employment  Investor Help! Seniors
Automobiles & Aircraft Energy Savings Jobs  USA Shopping
Banks & Banking Exchange Rates   $$ Money Small Business
Child Care Resources Fed-Assistance Pay Bills online STATE - Info Guides
Children Federal Programs Passports Social Security
Consumer-Handbook Food Pensions Savings Bonds
Credit Info/Topics Government Forms "All" Publications Student Financial Aid
Crime Victims Gov-Online Shopping Recalls / Warnings Weather Info/Topics
CYBER Consumer Health Real Estate Workplace Issues

CYBER - Action

"e-Alerts" updated

Report  Auto Defects

Report  Medicaid & Medicare Fraud

e-Transactions
"Coming Soon"

File a 
Consumer Complaint

Report Government 
 Fraud, Waste & Abuse

*  Pay your bill's online with the help of the U.S. Post Office   "New"


Hot  Consumer Topics  &  Warnings

Identity (Your name) Theft "Scam Alerts" updated  
Radio & TV "Report Obscene Material"    


Automobiles & Aircraft
 
 

The Department of Energy's Fuel Economy Site contains a wealth of information on fuel economy, purchasing a new or used car, insurance cost comparisons, automobile manufacturers and much more.

The National Highway Traffic Safety Administration (NHTSA) carries out consumer programs established by the Motor Vehicle Information and Cost Savings Act, of 1972.

The U.S. Environmental Protection Agency (EPA) has many fact sheets explaining Motor Vehicle Air Conditioning regulations, the effects of CFC-12 on the ozone layer, the substitutes and how they must be used.

Air Travel Consumer Report - delays, lost luggage ect..

Auto Recalls - search NHTSA database

Aviation Consumer Protection aircraft related consumer issues and topics


                                                  
Banks &  Banking Issues

Are Your Deposits Insured? (FDIC)


Bank Rating & Analysis Service
(FDIC)

Consumer News (FDIC)

Consumer Protection Laws (FRB)

Consumer Rights (FDIC)

Direct Deposit (Federal) (FMS)

Facts about Bank Investments (FDIC)

Federal Deposit Insurance Information (FDIC)

Federal Payments & Direct Deposit (FMS)

Federal Reserve Banks
(FRB)

A Guide for Financial Institutions (FDIC)

Insured Or Not Insured (FDIC)

Your Insured Deposit (FDIC)

Learning Bank (FDIC)


                                                          
Child Care Resources 

Child Care Topics an overview of information topics relevant to child care and the resources available. Sponsored by the NCCIC. 

Child Care State Resources - a listing of child care State Offices and the programs and resources offered by each State.

Child Support Enforcement Office - provides guidance on range of CSE topics, links to Federal and State agencies.   

Children 

The ABC's of Safe and Healthy Child Care: An On-Line Handbook for Child Care Providers is provided by the Centers for Disease Control and Prevention of the U.S. Public Health Service, Department of Health and Human Services. This on-line handbook provides up-to-date information to help childcare providers (and parents) maintain a safe and healthy child care setting.

U.S. Consumer Product Safety Commission Guess what, kids? There may be products in your home that are unsafe! Find out how to protect yourself and your family.

National Endowment for the Humanities is a federal agency that supports learning in history, literature, philosophy, and other areas of the humanities.

The Federal Trade Commission and your State Attorney General work to protect consumer rights and help consumers of all ages learn how to spot a scam... figure out a fraud... and recognize a rip-off.

The Food and Drug Administration (FDA) FDA Consumer magazine periodically runs articles with important health information for teenagers, ranging from nutrition and sun safety to eating disorders and preventing sexually transmitted diseases.

The Pediatric Oncology Branch of the National Cancer Institute is part of the National Institutes of Health (NIH), the world's largest medical research institution, which is operated by the federal government. This page provides patients, families and physicians with an overview of the type of treatments available for children with cancer, and of the research conducted by investigators at the Pediatric Oncology Branch.

National Clearinghouse for Alcohol and Drug Information (NCADI) is the information service of the Center for Substance Abuse Prevention of the U.S. Department of Health & Human Services. NCADI is the world's largest resource for current information and materials concerning substance abuse prevention.


                                                 
Credit Information & Topics

Avoiding Credit & Charge Card Fraud (FTC)

Credit Library (FTC)

Credit Publications (FTC)

Choosing & Using Credit Cards (FTC)

Credit Card Blocking (FTC)

Credit Repair (FTC)

Getting Credit When You're Over 62  (FTC)

Identity Theft (FTC)

Shop Around (FTC)

Secure Credit Card Scams (FTC)

Disasters & Assistance (Floods, Fire & Natural Disasters) 

Arson Information (USFA)

Animals & Emergencies
(FEMA)

Building Disaster-Resistant Community
(FEMA)

Coping with Flood Damaged Property
(FEMA)

Disaster Assistance Information (FEMA)

Disaster Assistance Information
(USDA)

Disaster Preparedness Fact Sheet (FEMA)

Emergency Response Teams (CERT) (FEMA)

Federally Declared Disasters by State
(FEMA)

Independent Study Program (FEMA)

Library of Online Publications
(FEMA)

Map Service Center (Flood) (FEMA)

National Flood Insurance (FEMA)

Reducing Flood Risks
(FEMA)

Reducing Losses for Homeowners (FEMA)

Storm Watch
(FEMA)

Winter Storm Update Center (FEMA)
                                                 

                                                  Discrimination - Age

The Age Discrimination in Employment Act of 1967 (ADEA) protects individuals who are 40 years of age or older from employment discrimination based on age. The ADEA's protections apply to both employees and job applicants. Under the ADEA, it is unlawful to discriminate against a person because of his/her age with respect to ...more ...


                                            Discrimination - Disabilities

Title I of the Americans with Disabilities Act of 1990, which took effect July 26, 1992, prohibits private employers, state and local governments, employment agencies and labor unions from discriminating against qualified individuals with disabilities in job application procedures, hiring, firing, advancement, compensation, job training, and other terms, conditions and privileges of employment. An individual with a disability is a person who ... more ...

                                              Discrimination - Pregnancy

The Pregnancy Discrimination Act is an amendment to Title VII of the Civil Rights Act of 1964. Discrimination on the basis of pregnancy, childbirth or related medical conditions constitutes unlawful sex discrimination under Title VII. Women affected by pregnancy or related conditions must be treated in the same manner as  ...more ...

Discrimination - Race

Title VII of the Civil Rights Act of 1964 protects individuals against employment discrimination on the basis of race and color as well as national origin, sex, or religion. It is unlawful to discriminate against any employee or applicant for employment because of ... more ...

Discrimination - Religion

Title VII of the Civil Rights Act of l964 prohibits employers from discriminating against individuals because of their religion in hiring, firing, and other terms and conditions of employment. The Act also requires employers to ... more ... 


Discrimination - Sexual Harassment

Sexual harassment is a form of sex discrimination that violates Title VII of the Civil Rights Act of 1964.  Unwelcome sexual advances, requests for sexual favors, and other verbal or physical conduct of a sexual nature constitutes sexual harassment ... more ...

Education

The Office of Postsecondary Education at the U.S. Department of Education has information that may be of use to you. The Student Guide also provides useful information about financial aid.

Federal Resources for Educational Excellence (FREE) makes hundreds of Internet-based education resources supported by agencies across the U.S. Federal government easier to find. Search the resources or see them listed by subject, or for an overview of what's here, visit the site map.

Access America For Students This site brings together multiple federal agencies to provide secure electronic access to a range of information and services targeted to students and to improve the delivery of student financial assistance.

 

Employment 

Occupational Quarterly Outlook Online Reviews new occupations, salaries, job trends, and much more.

Department of Labor (DOL) has developed its Web Site to make information about the Department, its programs, and the laws and regulations it administers widely available and easy to access.

Pension Benefit Guaranty Corporation (PBGC) protects the retirement incomes of more than 42 million American workers -- one of every three working persons.

Employment and Training Administration links employer's to a variety of qualified applicants and provides job-seekers with access to employment and training opportunities next door and across the country.

USA Jobs The U.S. Government's official site for jobs and employment information provided by the United States Office of Personnel Management.

 

Federal Programs 

Government Auction Information  The sale of Seized Property and General Order merchandise for the U.S. Customs service is conducted by EG&G; Dynatrend throughout the continental United States, Alaska, and Puerto Rico. Other agencies participating in this program include Internal Revenue Service's Criminal Investigation Division, U.S. Secret Service, and the Bureau of Alcohol, Tobacco, and Firearms.

Social Security Online (the official web site of the Social Security Administration) contains everything from computing your own benefits, requesting your Personal Earnings and Benefits Statement, to how to correct your name on your Social Security Card.

Health Care Financing Administration (HCFA) provides health insurance for over 74 million Americans through Medicare and Medicaid.

The Library of Congress serving as the nation's library, wants to share its extensive resources with the American people.

Food 

The FDA Center for Food Safety & Applied Nutrition touches the lives of virtually every American every day, working to see that the food we eat is safe and wholesome.

Food @ Consumer.Gov a gateway for consumer Food related topics.

The Food and Nutrition Service of the U.S. Department of Agriculture works to ensure access to nutritious, healthful diets for all Americans.

The Food and Nutrition Information Center of the U.S. Department of Agriculture is an excellent place to start your Internet search for nutrition information.

 

Health 

National Library of Medicine access the resources of the world's largest biomedical library including MEDLINEŽ -- the world's most extensive collection of published medical information.

Health @ Consumer.gov a gateway for consumer health related topics.

Healthfinder is a gateway consumer health and human services information web site from the United States government.

FDA Consumer is the official magazine of the U.S. Food and Drug Administration. Each issue contains in-depth feature articles written for the general public on FDA-related health issues. The magazine also includes reports from FDA's own investigators that go behind the scenes to show how the agency protects the public from unsafe or worthless products.

Housing 

News for Homebuyers and Owners contains a wealth of information such as how to buy a home, how to get a mortgage, home improvements, buying land, and a mortgage calculator.

Home Energy Saver, helps consumers learn ways to lower their energy bills. Features personalized energy efficiency quiz.


                                                    
Investor Education

Cold Calling  (SEC)

Frauds, Phonies & Scams  (BPD)

Facts about Investments  (FDIC)

Investor Education and Assistance  (SEC)

Online Publications for Investors  (SEC)

Profits in Pyramid Schemes?  (FTC)

Treasury Securities - Auction Info on Treasury Securities (BPD)

Treasury Securities - Saving Bond Information  (BPD)

Treasury Securities - T-Bills, Notes & Bonds (BPD)

Treasury Securities - T-Bills, Notes & Bonds - FAQ's (BPD)

Treasury Securities - Treasury Direct (BPD)

Treasury Securities - Treasury Direct Electronic Services (BPD)

Money 

The Commodity Futures Trading Commission (CFTC) was created by Congress in 1974 as an independent agency with the mandate to regulate commodity futures and option markets in the United States. The agency protects market participants against manipulation, abusive trade practices and fraud.

The Federal Reserve System is the central bank of the United States. It was founded by Congress in 1913 to provide the nation with a safer, more flexible, and more stable monetary and financial system; over the years, its role in banking and the economy has expanded.

U.S. Securities and Exchange Commission (SEC) is an independent, nonpartisan, quasi-judicial regulatory agency with responsibility for administering the federal securities laws to protect investors in securities markets, that operate fairly and to ensure that investors have access to disclosure of all material information concerning publicly traded securities. 


                                                   
Pension & Retirement

10 Signs of Pension Fund Fraud   (DOL)

10 Ways to Prepare for Retirement   (DOL)

Dividing Pension Benefits -Divorce  (DOL)

Excessive Fees Chip Away at 401K  (DOL)

Filing Claims - Private Pension Benefits  (DOL)

Pensions explained the easy way! 
(GSA)

Protect Your Pension  (DOL)

Retirement Plan Choices  (DOL)

Simple Retirement Plan\Small Business  (DOL)

Simplified Employee Pension Plan  (DOL)

Women and Pensions  (DOL)

Your Pension Rights  (DOL)



                   
                                Product Defects & Safety

Products and Manufacturers in the News updated



                                                  
Radio & Television

Submit your Complaints and Comments concerning obscene and improper material broadcasted on local radio and television stations. 


                                                Real Estate & Mortgages

A Guide to Fair Lending (FDIC)

Buying A Home (HUD)

Buying Land (HUD)

Deceptive Home Improvement Contractors (HUD)

Does HUD owe you a refund? (HUD)

High Rate, High Fee Loans (FTC)

Homes & Real Estate Library (FTC)

Homeowner Alert - Escrow Account (HUD)

Honest Lending Contract  (HUD)

Housing Contracts (HUD)

Housing Discrimination (HUD)

HUD On Your Side (HUD)

Manufactured Homes (HUD)

Mortgage Loan Prequalifications (FDIC)

Mortgage Insurance for Disaster Victims (HUD)

Reverse Mortgages  for Seniors (HUD)

Settlement Cost & Helpful Info (HUD)

Where to Shop & What to Buy (FRB)  



                                                   
Recalls & Warnings      

Auto Recalls - search NHTSA database updated


                                                         
Scam Alerts updated

About Microcap Fraud (SEC)

Federal & Postal Jobs Rip-Offs & Scams
  (FTC)

Frauds and Scams involving U.S. Treasury Securities (TREAS)

Fraudulent Yellow Page Invoice  (USPS)

Home Equity Loan Scams
(FTC)

Microcap Stock: A Guide for Investors (SEC)

Nigerian Mail Fraud Scheme (USPS)

Operation "False Alarm"  (FTC) Fraudulent charities and fundraisers

Scholarship Money $ $ Scams (FTC)

Tips for Online Investing  (SEC)

Travel Scams from Telemarketing to Time Shares (FTC)


                                                             
Seniors 

Access America For Seniors Brings together many federal agencies to provide senior citizens, and anyone who works on their behalf, easy access to information on benefits, health and nutrition, consumer protection, employment, taxes, travel and leisure, education and training, and more.


Shopping 

Buying a Computer  (GSA) a "how to" guide to purchasing a computer.

Buying Gold, Silver & Diamond Jewelry (GSA) what you should know and look for when purchasing fine jewelry and precious metals.

Online - Safe Shopping (GSA) tips to protect you while your shopping online. 

Small Business 

Small Business Regulatory Compliance Assistance (DOL) The site features The Small Business Handbook.

Employment Standards Admin. - Wage and Hour Division Starting a new business brings many new responsibilities, including complying with federal wage and hour laws. This site gives general information on those laws, lists fact sheets for many types of businesses, and provides additional links.


                                                              Social Security 

Social Security ... understanding your benefits.

Social Security Online (the official web site of the Social Security Administration) contains everything from computing your own benefits, requesting your Personal Earnings and Benefits Statement, to how to correct your name on your Social Security Card.

Student Financial Aid

Direct Loans (Ed)

Financial Aid Application(s) for Students (Ed)

Parent Guides & Publications (Ed)

Project EASI  (Ed) - Easy access for students and institutions

The Student Guide (Ed) is the most comprehensive resource on student financial aid from the U.S. Department of Education. Grants, loans, and work-study are the three major forms of student financial aid available through the federal Student Financial Assistance Programs. Updated each award year, The Student Guide tells you about the programs and how to apply for them. 

Travel 

The Bureau of Consular Affairs at the Department of State has lots of good information and tips for citizens traveling out of the U.S. and for citizens of a foreign country who wish to enter the United States.

Passports (State) Where to apply?  FAQ's, Fees and  Print an application.

Visit your National Parks - National Park Service The National Park System of the United States comprises 376 areas covering more than 83 million acres in 49 States, the District of Columbia, American Samoa, Guam, Puerto Rico, Saipan, and the Virgin Islands. Helps you prepare for your visit with information on telephone numbers, addresses, maps, fees, and how to make reservations.

Recreation.Gov - Easy-to-use web site with information about all federal recreation areas. Allows you to search for recreation areas by state, by recreational activity, by agency, or by map.

                                              Weather Information & Topics

Active Weather Warnings (All)
  (NOAA)

Current Weather Conditions (NOAA)

The National Weather Service (NOAA)

National Hurricane Center (NOAA)

Storm Prediction Center (NOAA)

Storm Watch (FEMA)

Winter Storm Update Center (FEMA)


And More...

Y2K Links leads to the resources page of the publication "The Year 2000, Your Bank and You". From here you will find links to: the Presidents' Council on Y2K Conversion, several federal Y2K sites, and to Financial Regulatory Y2K sites. The sites listed have additional links, as well.

Access America For Seniors Brings together many federal agencies to provide senior citizens, and anyone who works on their behalf, easy access to information on benefits, health and nutrition, consumer protection, employment, taxes, travel and leisure, education and training, and more.